The BaaS Platform for Fully Automated, AI-Driven Underwriting

Sintheta™ is a modular Backend-as-a-Service (BaaS) platform that transforms high-volume submission chaos into straight-through processing. Deploy the full ecosystem or plug-in specific engines to bridge gaps in your existing workflow.

Submission Ingestion & Triage

Automated extraction meeting intelligent routing.

  • Intelligent Extraction: Automatically parse PDFs, emails, and Excel schedules.

  • Smart Routing: Mirror leading tools like Pantheon AI to categorize risks by peril and severity instantly.

Dynamic Rating & Pricing

Move beyond static rate tables with AI-driven precision.

  • Custom Logic: Integrate your proprietary algorithms via robust APIs.

  • API Flexibility: seamlessly integrates custom pricing algorithms or third-party rating engines.

Automated Decisioning

Codify your underwriting appetite into millisecond execution.

  • Rule-Based or AI based Logic: Generate instant “Approve,” “Decline,” or “Refer” outcomes.

  • Authority Management: Built-in escalation logic routes complex risks to human experts only when thresholds are breached.

Monitoring & Compliance

Protect the portfolio with real-time accumulation control.

  • Live Monitoring: Track aggregates and capacity limits as business is bound.

  • Automated Alerts: Triggers notifications when capacity limits or concentration thresholds are approached.

Feature Spotlight: Sintheta Digital Cockpit

Transparency, Not Just Automation

While Sintheta™ runs the backend, the Digital Cockpit gives you a “birds-eye view” of the entire operation.

Visual Flow
Identify submission bottlenecks in real-time.

Audit Trail
Every automated decision and pricing output is logged and explainable.

Trend Analysis
View pricing adequacy and aggregate trends without stopping the workflow.